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ROI Calculator

Calculate your return on investment (ROI) percentage, total gain or loss, and annualized return rate.

FREE ANNUALIZED INSTANT
ROI
Total Gain/Loss
Annualized Return

📐 ROI Formulas

ROI = (Final Value - Initial Investment) / Initial Investment x 100
Annualized ROI = ((Final / Initial)1/years - 1) x 100

The annualized ROI accounts for the time period of the investment, making it useful for comparing investments of different durations.

💡 Examples

Stock investment: $10,000 → $15,000 in 3 years

ROI: 50%  |  Annualized: 14.47%/yr

Real estate: $200,000 → $280,000 in 5 years

ROI: 40%  |  Annualized: 6.96%/yr

Loss example: $5,000 → $3,500 in 2 years

ROI: -30%  |  Annualized: -16.33%/yr

💡 Investment Tip

Always compare annualized returns, not just total ROI. A 50% return over 10 years (4.1%/yr) is much worse than 30% over 2 years (14.0%/yr).